Life does not always go to plan. Which is why there is Life Insurance.

Unifimoney has partnered with Ladder Life offering term life insurance from $100k - $8m in coverage for people ages 20-60. Apply to be covered in as little as 5 minutes. Affordable prices, no hidden fees. See below for important terms and conditions*.

Get a Quote

Start as low as $16 a month**

Term coverage starting at $100K.

100% digital process

For coverage up to $3m. Process can take as little as 5 minutes for an instant coverage decision.

Adapts to your needs

Coverage is flexible as your needs change.

No hidden costs

Cancel any time.

Not built for average

Unifimoney is designed to meet the demanding lives of young professionals providing a portfolio of services to help make managing your money and your life as easy as possible. Ladder offers:

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Coverage up to $8m in term life coverage

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A decision in 3 easy steps

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A fast and efficient online process

Get a Quote

HOW

How does it work?

Become a Unifimoney Customer

Unifimoney is available on the Apple App Store. Click the link above or add your mobile number on the main Unifimoney website page to get sent a link.

Navigate to the Value Added Services Page

Go to the top right green button and select services

Click on the Life Insurance page

‍This will take you to a dedicated page on our partners site where you can quickly see your options and apply online.

Request Access

Disclosures

**Quotes as low as $16/month for a healthy 30-year-old female rated Preferred-Plus for a $500K policy with a 10-year term. Individual rates will vary as specific circumstances will affect each customer’s rate. Rate valid as of 6/15/2021.

*Ladder policies are issued in New York by Allianz Life Insurance Company of New York, New York, NY (Policy form # MN-26)and policies issued in all other states and DC by Allianz Life Insurance Company of North America, Minneapolis, MN (Policy form # ICC20P-AZ100 and #P-AZ100). Only Allianz Life Insurance Company of New York is authorized to offer life insurance in the state of New York. Ladder California license number OK22568.

Unifimoney, Inc. is not a bank. Bank deposit products are provided by UMB Bank N.A., Member FDIC. FDIC insurance up to $750,000 (including principal & interest). To participate in the program, you must open an account at UMB Bank, through which your funds will be placed in accounts at participating program banks.
The Unifimoney Visa Debit Card is issued by UMB Bank pursuant to a license from Visa Inc. and may be used everywhere Visa debit cards are accepted.
Investment advisory services are provided by Unifimoney RIA, Inc., an SEC-registered investment advisor. Unifimoney RIA, Inc is a wholly-owned subsidiary of Unifimoney Inc. For important information and disclosures relating to the robo-investment account visit www.unifimoney.com
Brokerage services are provided by DriveWealth, LLC. DriveWealth is a registered broker dealer, member of FINRA and SIPC. Your cash and investments are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Investment accounts are not FDIC Insured - No Bank Guarantee - May Lose Value
Cryptocurrency trading is offered through GEMINI, a digital asset platform operated by and proprietary to Gemini Trust Company, LLC, a New York trust company. Your cryptocurrency investments may lose value and are not protected by either FDIC or SIPC.
Precious Metal trading is offered through GBI, a New-York-based precious metals dealer. Your precious metals investments may lose value and are not protected by either FDIC or SIPC.

The Annual Percentage Yield (APY) as of 03/01/21 is 0.20% APY (0.20% interest rate). The calculation for APY is rounded to the nearest basis point. Both the interest rate and APY are variable and subject to change at our discretion at any time without notice