High
Performance
Banking.

One
Account

  • High-Yield Checking
  • Credit Card
  • Investing
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Deposit Interest

Everything you expect from a standard checking account but with savings levels of interest. No need to move money between accounts to optimize your deposit interest.

Cashback on Spend

Market-leading cashback on your online and in-app credit and debit spend, meaning you get an automatic discount every time you spend.

Invest Smarter

Passively invest with automatic dollar-cost averaging and grow your long-term assets in a highly diversified low-cost fund. And actively trade if you want to.

Make your money work for you — not the bank

Managing money is hard work. It's repetitive and boring. So, we automate the process to help maximize your passive income today. Build your long-term assets — effortlessly.

✓ We're offering an all-in-one solution: a checking account, a credit card and an investment platform
‍
✓ Unifimoney eliminates the hidden costs of banking and gives those savings back to you in higher interest, cashback and lower costs

✓ You get all the benefits with none of the effort

Deposit Interest

A true DDA checking account that pays savings-levels of interest. All your money should earn high interest all the time.

Learn about our High Interest Checking

Cashback on Spend

Get unlimited cashback on your online and in-app spend with instant digital issuance and Apple Pay.

Learn about our Unlimited Cashback Credit Card

Invest Smarter

Effortlessly create a long-term investment fund with the help of our low cost robo-investment platform. And take advantage of fee-free trading for passive net worth growth.

Learn about our Automated Money Management

Blog

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Copyright 2020 -- All right reserved.
Deposit product services are offered by UMB Bank, n.a., Member FDIC. Other services or features offered within Unifimoney are not offered by UMB Bank are not FDIC insured and may include partnerships with other third party providers. Each provider is solely responsible for compliance with laws and regulatons for their respective product offerings.

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