High
Performance
Banking.

One
Account

  • High-Yield Checking
  • Credit Card
  • Investing
Apply to join waitlist
Unifimoney debit cardUnifimoney app on iPhoneUnifimoney app on iPhoneUnifimoney app on iPhoneUnifimoney app on iPhone

Deposit Interest

Everything you expect from a standard checking account but with savings levels of interest. No need to move money between accounts to optimize your deposit interest.

Cashback on Spend

Market-leading cashback on your online and in-app credit and debit spend, meaning you get an automatic discount every time you spend.

Invest Smarter

Passively invest with automatic dollar-cost averaging and grow your long-term assets in a highly diversified low-cost fund. And actively trade if you want to.

Make your money work for you — not the bank

Managing money is hard work. It's repetitive and boring. So, we automate the process to help maximize your passive income today. Build your long-term assets — effortlessly.

✓ We're offering an all-in-one solution: a checking account, a credit card and an investment platform
‍
✓ Unifimoney eliminates the hidden costs of banking and gives those savings back to you in higher interest, cashback and lower costs

✓ You get all the benefits with none of the effort

Deposit Interest

A true DDA checking account that pays savings-levels of interest. All your money should earn high interest all the time.

Learn about our High Interest Checking
Unifimoney app on iPhone
Unifimoney app on iPhone

Cashback on Spend

Get unlimited cashback on your online and in-app spend with instant digital issuance and Apple Pay.

Learn about our Unlimited Cashback Credit Card

Invest Smarter

Effortlessly create a long-term investment fund with the help of our low cost robo-investment platform. And take advantage of fee-free trading for passive net worth growth.

Learn about our Automated Money Management
Unifimoney app on iPhone

Blog

View More
The 3 Sins of Personal Finance We All Commit — And How To Overcome Them

May 3, 2021

Travel Credit Cards Are Dead — What Will Replace Them?

April 28, 2021

The Braintrust: Trisha Kothari (Unit21) on Fraud in the Era of Online Finance

April 23, 2021

Copyright 2020 -- All right reserved.

SOCIAL
FacebookTwitterLinkedInInstagramYoutube
COMPANY
AboutContact
RESOURCES
Privacy PolicyTerms of ServiceLegalAccessibility Statement

Unifimoney, Inc. is not a bank. Bank deposit products are provided by UMB Bank N.A., Member FDIC. FDIC insurance up to $750,000 (including principal & interest). To participate in the program, you must open an account at UMB Bank, through which your funds will be placed in accounts at participating program banks.
The Unifimoney Visa Debit Card is issued by UMB Bank pursuant to a license from Visa Inc. and may be used everywhere Visa debit cards are accepted.
Investment advisory services are provided by Unifimoney RIA, Inc., an SEC-registered investment advisor. Unifimoney RIA, Inc is a wholly-owned subsidiary of Unifimoney Inc. For important information and disclosures relating to the robo-investment account visit www.unifimoney.com
Brokerage services are provided by DriveWealth, LLC. DriveWealth is a registered broker dealer, member of FINRA and SIPC. Your cash and investments are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Investment accounts are not FDIC Insured - No Bank Guarantee - May Lose Value
Cryptocurrency trading is offered through GEMINI, a digital asset platform operated by and proprietary to Gemini Trust Company, LLC, a New York trust company. Your cryptocurrency investments may lose value and are not protected by either FDIC or SIPC.
Precious Metal trading is offered through GBI, a New-York-based precious metals dealer. Your precious metals investments may lose value and are not protected by either FDIC or SIPC.

The Annual Percentage Yield (APY) as of 03/01/21 is 0.20% APY (0.20% interest rate). The calculation for APY is rounded to the nearest basis point. Both the interest rate and APY are variable and subject to change at our discretion at any time without notice