However you choose to travel get up to $500* cash back on your vehicle loan

Unifimoney customers can earn 0.50% cashback on any car, bike, boat, plane, yacht, motorbike, RV - in fact any vehicle loan taken out via our partner program* (see important disclaimers below).

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Collage of transport

Bonus up to $500

A 0.50% bonus on your funded loan amount - so the bigger your loan the more bonus you receive.

Funds up to $100,000 available

Get funds from$5,000 to $100,000 for your vehicle.

Easy online application

Apply online and receive a quick response during business hours.

No vehicle restrictions

There are no restrictions on vehicle age, make, model, or mileage.

Not built for average

Unifimoney is designed for high income professionals. Our partner program offers easy financing with exceptional rates and superior service, so good-credit customers can get the funds for any auto they want.

Rate Beat Program available(1)

No lien required on the vehicle

Use your funds to purchase or refinance new, used, or classic cars, as well as RV’s, boats, aircraft, and powersport vehicles

Golden Gate Bridge

How does it work?


Become a Unifimoney Customer

Unifimoney is available on the Apple Appstore.


Navigate to the Value Added Services Page

Go to the top right green button and select services


Click on Vehicle Loans

This will take you to a dedicated page on our partners site where you can quickly see your options and apply online.

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Autoloans - new, used or classic cars

Get low-interest, fixed-rate auto financing to hit the road in the car you want in no time. You’ll get unsecured funds directly deposited into your account without dealing with hassles, fees, or loads of paperwork.

No appraisal, or restrictions on age or mileage

No lienholder paperwork necessary

Be a cash buyer and boost your negotiating power

Modern SUV
Sailing ship

Boat, RV, Aircraft and other vehicles

Apply in minutes for a motorcycle or motorbike from the comfort of your home. You’ll never deal with fees, prepayment penalties, or a down payment for any vehicle loan with LightStream.

Whether you want a boat, RV or aircraft, you can get a vehicle loan for almost anything you choose. You'll get competitive rates, a quick decision, and a fast application.

Check rates and for more information

Important information - terms and conditions

Unifimoney Inc. may be compensated through links on this site

All loans subject to credit approval by LightStream  

* Borrower must apply and fund a vehicle loan with LightStream coming directly through the Unifimoney mobile application and with cookies activated on their browser in order for this offer to be tracked and valid.  By clicking the link in the Unifimoney mobile application you give your consent that LightStream may share information about the status of your loan application (such as loan amount, term, rate) with Unifimoney. If you do not wish to share the status of your loan application, please apply by clicking here.  Not accepting the consent makes customers ineligible to receive the bonus.

Payment of the cash bonus will be made within 8 weeks of your loan being funded and can only be dispersed into your Unifimoney high-yield checking account. 

For illustration a cash bonus payment at 0.50% of the loan amount for a loan of $50,000, you would receive $250 in bonus.

(1) LightStream will offer a rate.10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat Program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.

© 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

Lending services provided by Truist Bank.