However you choose to travel get up to $500* cash back on your vehicle loan

Unifimoney customers can earn 0.50% cashback on any car, bike, boat, plane, yacht, motorbike, RV - in fact any vehicle loan taken out via our partner program* (see important disclaimers below).

Request Access
Collage of transport

Bonus up to $500

A 0.50% bonus on your funded loan amount - so the bigger your loan the more bonus you receive.

Funds up to $100,000 available

Get funds from$5,000 to $100,000 for your vehicle.

Easy online application

Apply online and receive a quick response during business hours.

No vehicle restrictions

There are no restrictions on vehicle age, make, model, or mileage.

Not built for average

Unifimoney is designed for high income professionals. Our partner program offers easy financing with exceptional rates and superior service, so good-credit customers can get the funds for any auto they want.

✓

Rate Beat Program available(1)

✓

No lien required on the vehicle

✓

Use your funds to purchase or refinance new, used, or classic cars, as well as RV’s, boats, aircraft, and powersport vehicles

Golden Gate Bridge
HOW

How does it work?

1

Become a Unifimoney Customer

Unifimoney is available on the Apple Appstore.

2

Navigate to the Value Added Services Page

Go to the top right green button and select services

3

Click on Vehicle Loans


‍This will take you to a dedicated page on our partners site where you can quickly see your options and apply online.

Request Access

Autoloans - new, used or classic cars

Get low-interest, fixed-rate auto financing to hit the road in the car you want in no time. You’ll get unsecured funds directly deposited into your account without dealing with hassles, fees, or loads of paperwork.

✓

No appraisal, or restrictions on age or mileage

✓

No lienholder paperwork necessary

✓

Be a cash buyer and boost your negotiating power

Modern SUV
Sailing ship

Boat, RV, Aircraft and other vehicles

Apply in minutes for a motorcycle or motorbike from the comfort of your home. You’ll never deal with fees, prepayment penalties, or a down payment for any vehicle loan with LightStream.

Whether you want a boat, RV or aircraft, you can get a vehicle loan for almost anything you choose. You'll get competitive rates, a quick decision, and a fast application.

Check rates and for more information

Important information - terms and conditions


Unifimoney Inc. may be compensated through links on this site

All loans subject to credit approval by LightStream  

* Borrower must apply and fund a vehicle loan with LightStream coming directly through the Unifimoney mobile application and with cookies activated on their browser in order for this offer to be tracked and valid.  By clicking the link in the Unifimoney mobile application you give your consent that LightStream may share information about the status of your loan application (such as loan amount, term, rate) with Unifimoney. If you do not wish to share the status of your loan application, please apply by clicking here.  Not accepting the consent makes customers ineligible to receive the bonus.

Payment of the cash bonus will be made within 8 weeks of your loan being funded and can only be dispersed into your Unifimoney high-yield checking account. 

For illustration a cash bonus payment at 0.50% of the loan amount for a loan of $50,000, you would receive $250 in bonus.

(1) LightStream will offer a rate.10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat Program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.

© 2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners.
‍
Lending services provided by Truist Bank.

Copyright 2020 -- All right reserved.

SOCIAL
FacebookTwitterLinkedIn
COMPANY
AboutContact
RESOURCES
Privacy PolicyTerms of ServiceOther Agreements & DisclosuresAccessibility Statement

Unifimoney, Inc. is not a bank. Bank deposit products provided by UMB Bank n.a., Member FDIC. To participate in the program, you must open an account at UMB Bank, through which your funds will be placed in accounts at participating program banks. The advertised interest rates are paid by participating program banks, not by UMB. Your funds will be FDIC insured up to applicable limits while in transit through UMB Bank. The information provided in your account application is being provided by you to UMB and Unifimoney simultaneously. Each of UMB and Unifimoney may use this information in accordance with its respective privacy policy. Upon acceptance of the application, an account will be opened with UMB Bank.The Unifimoney Visa Debit Card is issued by UMB Bank pursuant to a license from Visa Inc. and may be used everywhere Visa debit cards are accepted.
The Annual Percentage Yield (APY) as of 12/11/20 is 0.20% APY (0.20% interest rate). The calculation for APY is rounded to the nearest basis point. Both the interest rate and APY are variable and subject to change at our discretion at any time without notice.
FDIC insurance up to $250,000 (including principal & interest) per depositor per program bank. The insured amount increases up to $750,000 if the facilities at all three available program banks are being utilized. The cash balance you place through the program is swept to one or more program banks where it earns a variable rate of interest and is eligible for FDIC insurance. If the number of program banks changes, the aggregate amount of available FDIC insurance could be higher or lower. If you have deposits at a program bank, you should consider electing not to use that bank by following the opt out instructions we provide. If you do so, the aggregate amount of FDIC insurance available to you will be lower. If you do not do so, your existing deposits and deposits through Unifimoney at that program bank will be combined for the purposes of FDIC coverage, which could result in some of your funds at that program bank being uninsured.
For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules.