The Money Superapp for High Earning Professionals

Unifimoney digital premium banking makes building and protecting your wealth effortless

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Unifimoney app and card
UNIFIED

Saving, Spending and Investing in One App

A unique digital mobile account with a fully featured high yield checking account, credit card and investing.

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GROW

Maximize your returns - effortlessly

Maximize your return on assets and grow your wealth -- effortlessly.

Save and invest $3.50 a day from age 26 and you could have built a $1m+ portfolio by retirement.

See How Much You Could Save
Unifimoney app on phone
INVEST

Freedom to invest in what you want when you want

The most comprehensive investment app available.

Passively fund your Robo portfolio, trade equities commission free and get access to alternative assets including cryptocurrencies and precious metals in app.

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LIMITED EDITION

The Unifimoney limited edition silver coin

We have created a unique 5oz fine silver coin to celebrate the launch of Unifimoney and as a thank you to our launch customers.

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Limited edition Unifimoney Coins on transparent background
AUTOMATE

Earn More

Maximise your return on assets and grow your wealth -- effortlessly.

Earn 20x more than a typical top 10 bank

FDIC Insured up to $750,000

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Fee comparison chart
AUTOMATE

Pay Less


40% lower cost than Wealthfront or Betterment

Free self directed trading like Robinhood

Trade precious metals and crypto

SIPC Insurance $500,000

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Fee comparison chart
DIFFERENT

The first true alternative to the Big Banks

Replacing your existing primary bank and credit card providers

Free yourself from subsidizing big banks high costs and massive profits

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GROW

Protect and grow your money automatically

Maximize deposit income

Maximize spend rewards

Passively invest into a highly diversified low cost investment portfolio

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REMIT

Send money internationally for free

No matter where in the world you need your money to go, we will help you get it there quickly, easily and for free.

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How we are different

How does Unifimoney compare?

Simple
Advanced

Unifimoney

Robinhood

Chase

Wealthfront

Credit Card

High-yield Checking Account

Investing

Automated Money Mgmt

3-in-1 Integrated Account

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Unifimoney

Robinhood

Chase

Wealthfront

Credit Card

High-yield Checking Account

Investing

Automated Money Mgmt

3-in-1 Integrated Account

Cash Back not points
Simple and transparent
Target 1.5-2% Cashback

Full featured DDA
0.2% APY
Bill Payment, Debit Card, Remote Check Deposit, Direct Deposit, Checkbook etc.

Robo Investing 0.15%
Commission Free Self Directed
Precious metals
Crypto

Maximize deposit interest on checking ac
Maximize CC cash back
Passively invest 4 ways – dollar cost average

Single mobile app
Single sign up and sign in
3-in-1 account

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Simple cash account
0.3% APY

Commission Free Self Directed
Crypto

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Points
Complex
Est. 1.2% cashback*

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Commission Free Self Directed

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Simple cash account
0.35% APY

Robo investing 0.25%

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Blog

View More
The Braintrust: Devin Hughes (LendKey) on the CARES Act and Student Loan Refinance

January 11, 2021

The Braintrust: Alex Daley (GBI) on Gold as the Proto-Bitcoin

January 7, 2021

The Braintrust: Terry Angelos (Visa) on Visa Fast Tracking Fintech Innovation

January 4, 2021

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Privacy PolicyTerms of ServiceOther Agreements & DisclosuresAccessibility Statement

Unifimoney, Inc. is not a bank. Bank deposit products provided by UMB Bank n.a., Member FDIC. FDIC insurance up to $250,000 (including principal & interest) per depositor per program bank. To participate in the program, you must open an account at UMB Bank, through which your funds will be placed in accounts at participating program banks.

The Unifimoney Visa Debit Card is issued by UMB Bank pursuant to a license from Visa Inc. and may be used everywhere Visa debit cards are accepted.
Investment advisory services provided by Unifimoney RIA, Inc., an SEC-registered investment advisor. For important information and disclosures relating to the investment account visit www.unifimoney.com

Brokerage services are provided by DriveWealth, LLC. DriveWealth is a registered broker dealer, member of FINRA and SIPC.Your cash and investments are protected by SIPC up to $500,000, with a limit of $250,000 for cash.  

Investment accounts are not FDIC Insured - No Bank Guarantee - May Lose Value
The Annual Percentage Yield (APY) as of 12/11/20 is 0.20% APY (0.20% interest rate). The calculation for APY is rounded to the nearest basis point. Both the interest rate and APY are variable and subject to change at our discretion at any time without notice.