Trade Gold, Silver and more Instantly

Buy, sell and store gold, silver or platinum or have it delivered.

unifimoney U logo

Precious metals storage fees waived until September 2023!

Buy, sell, and store gold, silver, or platinum - you can even have it delivered to your home!

AU gold iconPT Platinum iconAG Silver icon
Iphone showing Metals Portfolio from Unifimoney app

How it Works

Step 1 - Create & register for a Unifimoney account
Create a Unifimoney account

Easily set up your account in a few minutes and pre-fund your Unifimoney Cash Account from your external banking account.


Select the “Metals” tab under the Invest section

Step 2 - Select Invest & hit the Precious Metals tab within Unifimoney
Step 3 - Browse Products
Browse Products

Purchase a fractional amount of gold, silver, and platinum at the secure vault of your choice..

$1.00 monthly vault storage fee is applicable.

Choose a vaulted holding to convert for delivery 

Choose one of the coins listed below to convert for delivery.

Steps 3 - Browse Products
Step 7 - Confirm shipping details
receive Your Assets At Your Doorstep

Check your in-app approximate delivery date within the transaction details for the asset you converted. Also, you will receive an email confirmation that contains your tracking number for delivery.


Holdings can be liquidated 24 hours a day.

Step 6 - Sell

Send funds from your Unifimoney cash account back to your external account.

Quick Summary

100% physical metal backing

Instant liquidity (24/7 access)

Direct ownership of metal

Buy in any quantity

3rd party verification & audit

Fully insured

How It Works


Purchase the amount of precious metals you want (min. $5)


Choose how you want to hold it, you can:

  1. Store it securely in an insured vault (there is a fee for this min $1 per month see fee schedule for details) or
  2. Take delivery

For delivery - depending on how much you hold you will have different options on how you receive your metals e.g. bar, coin etc.


You can see some of the most popular examples below


To take delivery of your holdings click on the green Delivery button on the Metals page in the app

Fractional Gold

Backed By:
Gold 1000g, 1kg bar
Gold bar (1kg)
1oz gold bar
Gold bar (10oz)
1oz gold Austrian Philharmonic coin
Gold Austrian Philharmonic Coin (1oz)
1oz gold American buffalo coin
Gold American Buffalo Coin (1oz)

Fractional Silver

Backed By:
1oz silver American eagle coin
Silver American Eagle Coin (1oz)
1oz silver Candian maple leaf coin
Silver Canadian Maple Leaf Coin (1oz)
100z fine silver bar
Silver 100oz
1oz silver American eagle coin
Silver 1oz Round

Fractional Platinum

Backed By:
1oz platinum metal bar
Platinum 1oz

Investments in securities through the Unifimoney Tech QOZB, LLC and Unifimoney RIA QOZB, LLC account are:
Not FDIC Insured | May Lose Value | No Bank Guarantee

Frequently asked questions

Do I own the physical metal?

Where is my gold/silver etc. stored?

What are the fees?

What are the fees for storage?

How secure are my investments?

What metals can I buy on Unifimoney?

Can I buy whole bar and coin?

How do I sell my positions?

Can I take physical delivery of my holdings?

How long will it take to receive my funds once my holdings are sold?

How does this impact my taxes?