Grow and protect your wealth, effortlessly

A core part of your long-term financial security and resilience is building an investment portfolio. The earlier you start, the better. The less you lose in fees the better. The more diversified the lower the risk.  

We help you create a personalized investment portfolio effortlessly and give you the option to trade actively across both traditional equities like stocks and funds and alternative assets including cryptocurrencies and gold and silver coins, bars and even fractional investments in precious metals.

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Low Cost Robo Advisory with Auto-Invest

Tenjin AI Basic is 40% cheaper than Wealthfront and Betterment. 4 ways to automatically invest in your portfolio.

SIPC Insured

SIPC insurance protects securities customers of its members up to $500,000 (including $250,000 for claims for cash).

Commission Free Equity Trading

Buy and sell shares and ETF's.

Cryptocurrency and Precious Metals

Trade alternative assets including a full range of crypto and precious metals like gold and silver coins, bars and fractional.

Effortlessly build your long-term investment portfolio with our AI investment platform

Making frequent low-value investments allows you to manage timing risk (buying when the market is high) and benefit from dollar-cost averaging.

We help you invest your small change automatically, by default and without effort. The Unifimoney unified account drip-feeds funds from your spend into a low-cost, highly-diversified fund depending on your risk tolerance.

Unifimoney uniquely provides 3 levels of advisory via our partner Tenjin AI - Basic, Advanced and Pro.

Low Cost Robo platform from only 0.15% annually

Deposit interest passively invested on monthly basis

Automatically contribute each month starting at min $25 with no maximum

Credit Card transaction rounding and cashback is automatically invested into your portfolio


Low Cost Advisor with Auto-Invest

Tenjin AI Basic

Smart ETF portfolios matched to your risk profile with yearly rebalance.

Smart Investing allows you to invest in portfolios that are created by deep analysis of market trends using Advanced Machine learning techniques with the powerful Tenjin AI™ engine. This ensures that your money is invested in a diverse group of curated ETFs that provide you with the right balance of growth and portfolio volatility.


Our entry level Robo-advisory product with annual rebalance with Tenjin’s proprietary optimization engine


Portfolio of Smart ETFs with ESG (Environmental, Social and Governance) equivalents


We charge an annual advisory fee of 0.15% on all assets under management deducted monthly

Tenjin AI Advanced

Smart ETF portfolios matched to risk profile with quarterly rebalance.

Uses  Tenjin AI™, a smart engine that monitors and analyzes your Smart Investing portfolio every quarter and adjusts your allocations based on changes in market trends to rebalance your portfolio back to an optimal state.


Smart re-balance also uses Tenjin’s proprietary MarketCrash Index to predict market downturns and auto adjust portfolios to maximize returns


Portfolios of Smart ETFs and ESGs curated to match your risk profile


Charged at an annual advisory fee of 0.30% on all assets under management deducted monthly

Maximize your returns - effortlessly

Maximise your return on assets and grow your wealth -- effortlessly. Save and invest $7 a day from age 26 and you could have built a $1m+ portfolio by the time you retire.

See How Much You Could Save

Commission Free Investing

Trade recommended securities hand-picked by our advisory team.


Commission free trading


Real time fractional investing


Access to U.S. equities, ETFs and ADRs (American Depository Receipt, which is just a fancy name for a foreign company that trades on the US exchange e.g. Ferrari or Alibaba)


Trades executed by award-winning broker-dealer, DriveWealth

Unifimoney App - Showing Total Portfolio Value
Unifimoney App - Showing Crypto Portfolio Value


Access a full portfolio of crypto assets in app via our partner Gemini, a regulated cryptocurrency exchange, wallet, and custodian.

Buy, sell, and store your crypto assets in a simple, elegant, and secure platform. Cryptocurrency has never been this seamless.


Buy and sell over 30 cryptocurrencies and store an additional 13, with more being continually added




A licensed New York trust company regulated by the NY Department of Financial Services and built with industry-leading security from day one


High speed and high stability, with trades executed in microseconds

Precious Metals

Trade gold, silver, platinum with more coming soon.


Fractional investing in precious metals


Holdings are on an allocated basis - you actually own the underlying asset


Home delivery and secure storage


Whole bar and coin coming soon

Important disclaimers, legal notices and terms and conditions

Securities trading will be offered to customers by Drivewealth, LLC. Drivewealth LLC is a member of the Financial Industry Regulatory Authority (FINRA). Drivewealth LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at

All investments involve risk, including possible loss of principal. Past performance of a security, market, or financial product does not guarantee future results. Electronic trading poses unique risk to investors. System response and access times may vary due to market conditions, system performance, and other factors. Market volatility, volume, and system availability may delay account access and trade executions.

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value.

Important information - terms and conditions

Investment advisory services provided by Unifimoney RIA, Inc., an SEC-registered investment advisor. 

Brokerage services are provided by DriveWealth, LLC. DriveWealth is a registered broker dealer, member of FINRA and SIPC. Your cash and investments are protected by SIPC up to $500,000, with a limit of $250,000 for cash. DriveWealth, LLC is SOCII type 1, GDPR and CCPA compliant. Registered in all 50 U.S. states. You can check the background of this firm on FINRA’s BrokerCheck. 

TenjinAI is a robo-advisory product offered by QuantelAI, Inc. QuantelAI is not an SEC-registered investment advisor, nor a registered broker dealer.  

The material presented in this advertisement is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy or investment product. 

Nothing on this website is an offer to sell or a solicitation of an offer to buy securities, products or service, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Any company stocks and ticker symbols that appear on this website are for illustrative purposes only and do not constitute a recommendation for a particular security. All investments carry risks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. You should consider your investment objectives, the risks involved, and consult with an investment and/or tax professional about your specific circumstances prior to making an investment decision. 

Investment products are not FDIC Insured - No Bank Guarantee - May Lose Value.