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Manage your wealth effortlessly in one app

Money Different.

Investing and Money Management - Simplified, Diversified, Unified

Unifimoney app and card

Saving, Spending and Investing in One App

A unique digital mobile account with a fully featured high yield checking account, credit card and investing.


Maximize your returns - effortlessly

Maximize your return on assets and grow your wealth -- effortlessly.

Save and invest $3.50 a day from age 26 and you could have built a $1m+ portfolio by retirement.

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Unifimoney app on phone

Freedom to invest in what you want when you want

The most comprehensive investment app available.

Passively fund your Robo portfolio, trade equities commission free and get access to alternative assets including cryptocurrencies and precious metals in app.

limited edition

The Unifimoney limited edition silver coin

We have created a unique 5oz fine silver coin to celebrate the launch of Unifimoney and as a thank you to our launch customers.

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Earn More

Maximise your return on assets and grow your wealth -- effortlessly.

Earn 20x more than a typical top 10 bank

FDIC Insured up to $750,000

Rates refers to the APYs (Annual Percentage Yield) and are as of March 12, 2021. The APYs for some products may vary by region. Source: Company Websites

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Informational chart showing how with Unifimoney you will earn 20x more than a typical top 10 bank

Pay Less

AI Quant based robo investing from as little at 0.15% annual fee (~$1.50 per $1,000 invested)

Commission free trading of US Equities, ETF's and ADR's

Trade precious metals and crypto

SIPC Insurance $500,000

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The first true alternative to the Big Banks

Replacing your existing primary bank and credit card providers

Free yourself from subsidizing big banks high costs and massive profits

Download from the apple store today

Protect and grow your money automatically

Maximize deposit income

Maximize spend rewards

Passively invest into a highly diversified low cost investment portfolio

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how we are different

How does Unifimoney compare?

Unifimoney Simple Comparison
Unifimoney Advanced comparison